Mortgage Retention and Sales, Bilingual French/English
Job Description:
- Provide expert advice on mortgage renewal and financing needs, products, and solutions to retain and expand share of wallet
- Fulfill sales and service activities for customers by following approved procedures
- Identify and make referrals to other business groups
- Drive inbound and outbound mortgage-renewal sales processes through home financing options
- Integrate applicable marketing promotions and programs into customer conversations
- Manage transactional outcomes of customer contacts or refer them to appropriate groups
- Negotiate home financing pricing while balancing customer value and profitable transactions
- Probe customer needs related to mortgage renewal, investment, and financing options and provide advice in customers' best interests
- Handle customer contacts in an informed, professional, and efficient manner
- Collaborate with internal and external stakeholders to deliver business objectives
- Escalate complex or unresolved customer situations to managers
- Complete documentation to accurately process customer requests
- Research and investigate lending applications when required
- Maintain confidentiality of customer and Bank information
- Adhere to regulatory and compliance requirements, including AML/ATF, FCAC, and Privacy Act provisions
- Maintain current knowledge of personal banking and lending products, practices, and trends
- Complete complex and diverse tasks, handle escalations, analyze issues, and determine next steps
Requirements:
- 2–3 years of relevant experience and/or certification in a related field of study preferred, not required
- Knowledge of personal lending and home financing products
- Knowledge of the competitive marketplace and trends in product offerings
- Knowledge of contact centre operational processes and policies
- Knowledge of call centre technology, processes, and metrics
- Good verbal and written communication skills in French and English
- Good organizational skills
- Good collaboration and team skills
- Good analytical and problem-solving skills
- Fluency in French and English required to support clients and team members inside and/or outside Quebec
- Ability to work Monday to Friday from 9am to 8pm and Saturdays from 9am to 6pm on rotation
- Ability to maintain confidentiality of customer and Bank information
- Ability to adhere to regulatory and compliance requirements, including Anti-Money Laundering and Terrorist Financing, FCAC consumer provisions, and Privacy Act provisions
Benefits:
- Health insurance
- Tuition reimbursement
- Accident and life insurance
- Retirement savings plans
- Performance-based incentives
- Discretionary bonuses
- In-depth training and coaching
- Manager support
- Network-building opportunities
- Tools and resources to reach new milestones
- Accommodations available on request during the selection process